Mortgage Newsletter

Closing / Title

Oasis Title Company is dedicated to providing quality representation and personalized service. We offer our clients the benefits of a dedicated and knowledgeable staff. We cater directly to you, the client, on an individual basis, addressing your specific needs.

Attorney owned and operated
Rapid Turnaround
Flexibility
Nationwide mobile closers to close anytime, anywhere
Ability to order title online
Settlement & disbursement services

In order to realize our Vision, our Mission is to exceed the expectations of our customers. We accomplish this by committing to shared values and achieving the highest levels of customer satisfaction. In this way we will ensure that our customers' quality and growth goals are met.

Our Florida Title Services

Title Insurance

Oasis Title offers an inclusive title insurance policy for all Real Estate, Refinance, and Home Equity Line transactions.

Title Search and Abstract

Our detailed title searches are completed for you in a prompt 24 turn-around time.

Statewide Florida Real Estate

Closings and Settlement

We are licensed to offer all of our services to you anywhere in Florida! Even if your property is here, but you reside elsewhere, we can still close the transaction for you! We offer flexible closing options such as mail away closings and mobile closers.

Escrow Services

We will gladly hold Escrow for your closing at NO additional fee!

1031 Exchange Services

Find out how you can SAVE BIG on capital gain taxes regarding all your commercial or investment Real Estate transactions!

Ownership and Encumbrance Searches

Our O&E searches are completed quickly. You will be furnished with a summary report as well as hard copies of anything that comes back on title.

Preparation of Documents - (Affidavits, Deeds, Satisfaction of Mortgages, Subordinations, Etc.) Oasis Title prepares all of your documents for you ahead of schedule so that all you have to do is come in and sign! We can also E-mail your documents to you so that you can print them out and have originals to work with.

Repairing Judgments and/or Liens on Title

Let us do all the detective work for you! We excel at communicating with the right individuals to bring resolve to any liens that may cloud your title.

Inspection Ordering

Boundary Surveys
Roof Inspection
Septic Inspection
Termite Inspections
Etc.

Our processors are experts at ordering prompt inspections with the right companies saving you valuable time and money!

Updating Homeownerâ€™s Insurance

Our Mortgage Brokers and Lenders value the fact that we take the extra step to apply any new mortgagee changes to all your existing hazard, flood, and wind insurance policies.

Why Title Insurance?

You could be wondering why you need to get title insurance. As a matter of fact, most people don't even know what title insurance is for. They just think that it is something else that they have to pay for when they are buying a house. Title insurance is all about protection! Think about it, intelligent people don't ever take huge chances on a lot of money just to save a little money.

It just doesn't make sense! What do I mean?

You can bet that when you borrow money to buy a house that the bank is going to protect their interest by making sure that if there is anything wrong with the title to the house, they don't get stuck. You should be thinking this way as well. The bottom line is - if something does go wrong - Let Someone Else Pay!

Who pays then, if not you?

The whole idea is that if something bad does happen, then you want to make sure that the title insurance company that you are dealing with has the means to pay. So for your protection we currently deal with multi-billion dollar underwriter

Attorney's Title Insurance Fund (The Fund)

What could go wrong you ask?

Plenty! Let's talk frankâ€¦I don't mean to scare you but the truth is â€“ real estate can be a pretty complicated thing with a lot of laws and "red tape" affecting the rights of a lot of people and who has a legal claim to a particular piece of property. Forgery, Wills, Fraud, Mental Incompetence, Marriage and Divorce, Minors entering into contracts, Mistakes are all possible threats to your title being free and clear of claims by others.

You should also be aware that the bank is going to be interested in protecting their portion of the asset, not yours. That is why you MUST protect your asset. If you don't and something happens then you could lose your house and still have to pay for it or wind up ruining your good credit.

Yes, you are right - none of these things are happy or fun to talk about but that is what insurance is all about and always has been - insuring that you do not suffer an unbearable loss.

Let me give you an exampleâ€¦

Let's say that you are going to purchase a home. You look around and find the perfect place. The price for the house is a half a million dollars. You have some cash in your pocket so you plunk down 20% of the selling price or one hundred thousand dollars. You and your family move in - you are just ecstatic. Friends come over to the house during the house warming party and tell you how beautiful everything looks. You think everything is fine as you settle in to your new house and it begins to feel like a home.

Then something terrible happensâ€¦

You hear people opening the front door. They come barging into your home yelling, "What are you doing in my house!" You seeâ€¦it is their house and they can prove it. "How?" you say. Because, during the summer they went away on vacation for a few months - while they were gone, some con artists broke into the house and took it over. They got some fake identification made up, called up a Realtor and said they would like to sell their house. Trouble is they do sell itâ€¦TO YOU!

Your ecstasy turns to tragedy in an instant and now you have got huge problemsâ€¦

Who is going to pay for the lawyersâ€¦you? If only you had taken out that title insurance when you had the opportunity you would be sleeping a lot better right now. Say goodbye to $100,000.00! Say hello to a whooping note of $400,000.00 that YOU are still responsible for!

"Come on, does that really happen?" You better believe it does - that and a whole lot more. You would be foolish not to protect yourself from the myriad of things that could and does happen when dealing with such large sums of money. There is an old saying that you have heard many times before - "Buyer beware!" When it comes to buying a house a better saying is "Buyer be protected!"

If you didn't know before, you certainly should understand now that title insurance is a MUST and is well worth the money you'll spend. In return for that money you will get a lifetime of protection and peace of mind. Because as long as you own the property - you are protected and you will be able to sleep well at night knowing that if something does happen - you won't be the one stuck holding the bag!

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